Available only to self-employed individuals and small businesses for commercial purposes — not a consumer product and not for personal, family, or household use. A merchant cash advance is not a loan: it is a purchase of a set share of your future receivables, so what you remit is a fixed agreed amount, never an annual percentage rate. 247funds.net acts as a connection provider and marketplace rather than the funder, is not a party to any revenue purchase agreement, does not guarantee a match or approval, and never charges a fee in advance. Reviewing your options is a soft inquiry. Availability and terms vary by state. Governed by the laws of the State of New York.